With EBICS you can send your payments directly to the bank.
User management must be activated, because ScanToPay will check the authorization level and the password or code of authetification before transmitting a payment order.
EBICS is configured from the Settings and Parameters window
Here are the steps, these steps are the same with all EBICS solutions
You must request EBICS access from your bank
Then to transmit a payment, there is a click to do in document, payment tab, and then enter your password to authorize the transmission. For testing purpose, you can also transmit the content of an existing payment file..
The bank can offer you a validation solution via smartphone (example of a fiduciary who prepares payments, and the account owner confirms after their transmission)